Financing Options

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FINANCING

Ride Now. Pay Later.

Flexible financing options to get you riding sooner.

A new bike, cycling apparel, and the equipment you need are within reach with our flexible financing options through Synchrony Financing.

With approved credit, you can choose from promotional financing plans designed to make your purchase more manageable with monthly payments.



FINANCING OPTIONS

6-Month Special Financing

$500 minimum purchase

Enjoy 6-month deferred-interest financing on qualifying purchases.

12-Month Special Financing

Available during special promotions

Take advantage of extended deferred-interest financing when promotional offers are available.

Extended Financing

24, 36, 48 & 60-month plans

9.99% APR
$1,999 minimum purchase

Longer-term financing options are available on qualifying purchases.


WHY FINANCE WITH BIKES PLUS?

LOW MONTHLY PAYMENTS
Make your purchase more manageable with convenient monthly payments.

NO ANNUAL FEE
There is no annual cardholder fee.

ONLINE ACCOUNT ACCESS
Manage your account anytime with 24-hour online access.

PAPERLESS BILLING
Choose paperless billing for convenient account management.


APPLY IN MINUTES

Applying is quick, convenient, and secure. Qualified buyers can receive a decision in minutes.

To apply, please bring:

  • A valid photo ID
  • Your Social Security number
  • Your credit card

Once approved, you can start enjoying the benefits of special financing.


FINANCING DETAILS

*To qualify for promotional financing, the purchase must include a bicycle. All bicycle sales are final.

At no time will the minimum payment due be less than $30.00. Interest will be charged to your account at the standard variable 28.74% APR from the purchase date if the promotional purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum interest charge is $1.00 per credit plan.

All financed purchases are final.

Promotional financing is subject to credit approval and terms. Financing offers and terms are subject to change. See store for current promotional details.

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9445 Poplar Ave,

Germantown, TN 38138

(901) 755-7233 (901) 853-5569

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